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For new drivers, it’s essential to understand why rates tend to be higher for those without much experience behind the wheel. Insurers often base their rates on a combination of factors, and one of the most significant for new drivers is the perceived risk. Younger drivers and those without a safe driving history may be […]

When a vehicle is declared a total loss due to an accident, theft or other covered incidents, the financial implications can be daunting, especially if the car’s value is less than the remaining loan or lease balance. This is where gap insurance comes into play, offering crucial support to bridge the financial gap. Understanding Gap […]