Overview What's Covered Ways to Save FAQ

What's Covered?

It’s important to choose coverage that fits your needs. See what’s generally included in a typical homeowners policy and explore with an agent on what you may need to add to your current policy. 


Homeowners insurance may cover losses to covered property caused by:*

  • Weather: Storms, fire, wind, hail, lightning, freezing, weight of ice, snow or sleet

  • Non-weather: Theft, vandalism, riots, aircraft and vehicles

  • Sudden/accidental: Water from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current


*Please note that these details may vary slightly depending on your actual policy.


* Please refer to your actual policy for a complete list of covered property and covered losses.f