It’s important to choose coverage that fits your needs. See what’s generally included in a typical homeowners policy and explore with an agent on what you may need to add to your current policy.
Homeowners insurance may cover losses to covered property caused by:*
Weather: Storms, fire, wind, hail, lightning, freezing, weight of ice, snow or sleet
Non-weather: Theft, vandalism, riots, aircraft and vehicles
Sudden/accidental: Water from plumbing, tearing/bulging of heating or cooling systems, artificially generated electrical current
*Please note that these details may vary slightly depending on your actual policy.