February 23, 2026
AgencyThe Most Loving Gift This February? Life Insurance That Can Financially Protect Your Family
One of the most meaningful gifts you can give your loved ones is the promise of lasting financial security. Life insurance can be a powerful way to show this commitment. Why Life Insurance Is a Gift of Love Life insurance may financially support your loved ones after your death. It can be valuable to many Illinois families facing financial responsibilities, such […]
November 18, 2025
AgencyIs Your Business Ready for Chicago’s Winter? How Commercial Umbrella Insurance Can Help
Chicago winters are no joke. With heavy snowfall, icy sidewalks and unpredictable storms, the Windy City can be tough for businesses to operate during the colder months. While most business owners carry general liability and property insurance, many overlook a critical layer of protection: commercial umbrella insurance. What Is Commercial Umbrella Insurance? Commercial umbrella insurance is a supplemental policy that provides […]
August 21, 2025
AgencyLiving in Chicago: Do You Need Extra Coverage for Rooftops, Decks and Patios?
Enjoying the elements throughout at least three of Chicago’s temperate seasons can be an exciting opportunity for homeowners. However, while many residents may find adding rooftop gathering areas, patios and decks appealing, these renovations may also enhance risk profiles, necessitating insurance considerations. At , we can offer guidance in this area. Are Rooftops, Decks and […]
May 12, 2025
AgencyHow Insurance Companies Handle Total Loss Gap Coverage
When a vehicle is declared a total loss due to an accident, theft or other covered incidents, the financial implications can be daunting, especially if the car’s value is less than the remaining loan or lease balance. This is where gap insurance comes into play, offering crucial support to bridge the financial gap. Understanding Gap […]
April 25, 2025
AgencyHow to Get the Best Auto Insurance Rates as a New Driver
For new drivers, it’s essential to understand why rates tend to be higher for those without much experience behind the wheel. Insurers often base their rates on a combination of factors, and one of the most significant for new drivers is the perceived risk. Younger drivers and those without a safe driving history may be […]
October 11, 2023
AgencyCyber Insurance: Protecting Small Businesses from Social Engineering Fraud
October is Cyber Security Awareness Month, so now is the perfect time to examine and refine your business’s cyber security precautions, things like password policies and employee training. It’s also the perfect time to make sure you have a cyber insurance policy. If you operate a small or midsize business (SMB), this domain of criminal […]
August 3, 2023
AgencyWhy Complex Cars Cost More to Repair
Years ago, fixing a car after a collision may have meant straightening out steel and swapping out damaged parts, but the complexity of modern cars means that the repair process is now more complicated—and more costly. Car designs are more intricate today due to advances in technology that make driving safer and more fuel-efficient, but […]
June 15, 2023
AgencyBuying a Car from a Private Seller
When scouting for a high-quality used car, sometimes you can find better value from a private seller rather than a dealership. But, while private sellers can offer great deals, there are some important considerations to keep in mind. Let’s look at some tips and advice on how to buy a car from a private seller […]
October 27, 2022
AgencyConstruction contractors may be at greater risk of exposure
Rising costs of property impacts contractors Surging inflation, supply chain issues and labor shortages have led to the largest spike in construction costs in 50 years.1 Increasing material costs put contractors at greater property exposure risks as they store, transport or have property waiting at job sites. With material shortages and rising cost of those materials, […]
August 29, 2022
AgencyWhat to Know About the Employee Retention Credit
If you’re a small business owner, you may be eligible for a tax credit called the employee retention credit (ERC). This refundable tax credit benefits businesses that kept employees on the payroll during the COVID-19 pandemic. If this is the first time you’ve heard of the ERC, you’re not alone. Only 32% of small business […]