General Liability Insurance in Chicago, IL

As a business owner, you must take action to protect your operations. One way to protect your business financially is by having general liability insurance. General liability insurance provides a safety net for a variety of circumstances that are often unpredictable. You may never have to use it, but you will be thankful to have it if you do.

What Is General Liability Insurance?

General liability insurance is a policy that helps cover a business if a third party claims that it caused bodily injury or property damage. If a business does not have general liability insurance, it must pay for potentially costly claims out of pocket.

What Does Commercial General Liability Insurance Cover?

General liability insurance covers claims that can occur through business operations. These policies generally include coverage for the following types of claims:

• Third-party bodily injury—General liability insurance coverage may help pay for resulting medical costs and legal fees if your business is responsible for third-party bodily injuries.
• Third-party property damage—Coverage may help pay replacement fees or repairs if your business damages someone else’s property.
• Reputational harm—General liability insurance may help provide coverage if your business is sued for libel or slander.
• Advertising injury—A general liability insurance policy may help pay for fees related to your business being sued for copyright infringement.

Who Needs General Liability Insurance?

If any of the following statements apply to your business, you may want to consider general liability insurance:

• Your business is open to the public.
• You visit, work on or work near your client’s property.
• Your business has marketing or advertising collateral.
• You use social media for professional reasons.
• You work with other businesses or clients that require proof of insurance.

General Liability Insurance Quote in Chicago

If you are interested in a quote for general liability insurance in the Chicago area, contact Salvador Insurance. Our team can help you obtain a general liability insurance policy that best fits your needs.